Even though we're still feeling the pinch this winter, you don't have to turn into Scrooge. Being festive doesn't need to be expensive and a little creative thinking can go as far as the North Pole. Check out these ten tricks for saving money this Christmas:
1. Have a ho–ho–homemade Christmas
No tree is complete without a good flourish of decorations. Why not add a personal touch and save a few pennies by making your own? Jamie Oliver has a cute 'make your own' range and you can make them as individual as you want by customising them with buttons and ribbons. His make your own felt angel tree tropper (£5) will smile from on high and make your own felt stockings (£8, both from Jme Collection) will be full of glad tidings on Christmas day. Once the twelfth night is over you can pack them away until next year and customise all over again.

